What will it cost to get licensed?

Pick your course format and enter your own living costs. The other figures come from the 2026 cost guide, shown as low and high estimates before HST.

Your course
Your savings cushion

Many new agents plan for six to twelve months before steady income. Commission is paid when a deal closes, not when you start.

Already covered?

Your estimate

Course and exam
Licence and Recovery Fund fees
NSAR, CREA and E&O insurance, first year
Marketing, attire, website and CRM
Phone and data, first year
Savings cushion
Total to plan for

Estimates only, before HST. Confirm current fees with NSAR and NSREC. Vehicle costs and brokerage fees vary too much to include.

Email me my full breakdown

Get this estimate in your inbox with a line-by-line list, so you can plan your savings.

Your details go to Rob Lough at Century 21 Optimum Realty and nowhere else. Privacy